.kredit-form-v2 { display: flex; flex-direction: column; gap: 25px; }
.input-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 8px; text-align: left; }
.form-group label { font-size: 14px; font-weight: 700; color: var(--text-sub); }
.form-group input, .form-group select { padding: 14px; border: 1.5px solid #e1e1e7; border-radius: 12px; font-size: 16px; background: #f9f9fb; transition: all 0.3s; }
.form-group input:focus { border-color: var(--primary); background: white; outline: none; }
.results-panel { background: #f0f7ff; border-radius: 16px; padding: 20px; display: grid; grid-template-columns: 1.5fr 1fr 1fr; align-items: center; gap: 15px; border: 1px solid rgba(1, 106, 211, 0.1); }
.result-item { display: flex; flex-direction: column; gap: 4px; }
.res-label { font-size: 12px; text-transform: uppercase; color: var(--text-sub); letter-spacing: 0.5px; }
.res-value { font-size: 24px; font-weight: 800; color: var(--primary); }
.res-value.small { font-size: 16px; color: var(--text-main); }
.result-info { grid-column: span 3; text-align: center; font-size: 13px; border-top: 1px dashed #cbd5e0; padding-top: 10px; color: var(--text-sub); }
.btn-calc { width: 100%; padding: 18px; font-size: 18px; box-shadow: 0 4px 15px rgba(1, 106, 211, 0.2); }
.calculator-section { max-width: 850px; margin: -100px auto 120px; background: white; padding: 40px; border-radius: 16px; box-shadow: var(--shadow); position: relative; z-index: 10; border: 1px solid rgba(0, 0, 0, 0.05); }
.calculator-section h2 { text-align: center; margin-bottom: 25px; color: var(--primary-dark); font-size: 1.8rem; letter-spacing: -0.5px; }
.calculator-section .btn { margin: 0; width: 100%; height: 52px; display: flex; align-items: center; justify-content: center; font-size: 16px; }
.home-icon { width: 14px; height: 14px; fill: currentColor; vertical-align: middle; margin-right: 5px; margin-top: -3px; }
.faq-section { background: #fdfdfd; padding: 60px 0; border-top: 1px solid #eee; }
.faq-container { max-width: 900px; margin: 0 auto; padding: 0 20px; }
.faq-item { margin-bottom: 30px; }
.faq-item h3 { color: var(--primary-dark); font-size: 1.3rem; margin-bottom: 10px; }
#floatingRBtn { position: fixed; left: 50%; transform: translateX(430px); padding: 16px 28px; background: linear-gradient(135deg, #00D2FF 0%, #3a7bd5 100%); color: #fff; font-weight: 800; border: 2px solid #ffffff; border-radius: 50px; font-size: 14px; letter-spacing: 1px; cursor: pointer; z-index: 9999; display: none; box-shadow: 0 10px 25px rgba(0,0,0,0.3); transition: top 0.2s ease-out, transform 0.2s ease; text-transform: uppercase; overflow: hidden; }
#floatingRBtn:hover { transform: translateX(430px) scale(1.05); }
#floatingRBtn::after { content: ''; position: absolute; top: -50%; left: -60%; width: 20%; height: 200%; background: rgba(255, 255, 255, 0.4); transform: rotate(30deg); animation: shine 3s infinite; }
@keyframes shine { 0% { left: -60%; } 20% { left: 120%; } 100% { left: 120%; } }
.bank-results-list { max-width: 900px; margin: 0 auto; padding: 0 15px; }
.bank-row-item { background: white; border-radius: 12px; padding: 20px; margin-bottom: 20px; display: grid; grid-template-columns: 180px 1.2fr 1fr 1fr; align-items: center; gap: 15px; box-shadow: var(--shadow); border: 1px solid rgba(0,0,0,0.03); }
.banken-logo { width: 100px; height: 50px; object-fit: contain; display: block; }
.rate-main { font-size: 19px; font-weight: 800; color: var(--primary); }
.label-sub { font-size: 11px; color: #888; text-transform: uppercase; display: block; }
.interest-info { font-size: 12px; color: #555; line-height: 1.3; margin-top: 5px; }
.fee-link{color:#e67e22;cursor:help;font-weight:bold;text-decoration:underline dotted;display:inline-block;margin-top:4px;}
.modal-overlay{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:rgba(0,0,0,0.6);z-index:9999;backdrop-filter:blur(3px);}
.modal-content{position:relative;background:#fff;width:90%;max-width:500px;margin:15% auto;padding:30px;border-radius:15px;box-shadow:0 10px 30px rgba(0,0,0,0.3);text-align:center;}
.close-modal{position:absolute;right:15px;top:10px;font-size:28px;cursor:pointer;color:#999;}
.modal-btn{background:#27ae60;color:#fff;border:none;padding:10px 25px;border-radius:5px;margin-top:20px;cursor:pointer;font-weight:bold;}
.kredit-disclaimer {max-width: 1200px; margin: 60px auto; font-size: 13px; padding: 20px; border-radius: 12px; box-shadow: var(--shadow);}
.legal-note {color: #d35400; margin-top: 10px; display: block; }
@media (max-width: 1400px) { #floatingRBtn { left: auto; right: 20px; transform: none; } #floatingRBtn:hover { transform: translateX(0px) scale(1.05); } }
@media (max-width: 850px) { .bank-row-item { grid-template-columns: 1fr 1fr; text-align: center; } .col-bank, .col-kredit-total { grid-column: span 2; justify-self: center; }
.bank-results-list { padding: 0px; } }
@media (max-width: 600px) { .input-grid, .results-panel { grid-template-columns: 1fr; } .result-info { grid-column: span 1; }
.calculator-section { margin: -60px 15px 140px; padding: 25px; }}