Privacy Policy
Your privacy is important to us. Learn how we handle your data here.
Zagi Group takes the protection of your personal data very seriously. This statement gives you an overview of how your data is processed in accordance with the Swiss Federal Act on Data Protection (FADP).
1. Responsible Body
Responsible for data processing on this website is Zagi Group, Märtplatz 3, 8307 Effretikon. If you have any questions regarding data protection, you can contact us by email at info@zagi.ch.
2. Collection and Processing of Personal Data
When visiting our website, we collect technical information (server log files) such as browser type, operating system, and IP address for technical administration.
When using our services (insurance, loans, travel), we collect: name, address, contact details, date of birth, as well as specific data such as salary details (loans), health information (insurance), or passport details (travel), provided this is necessary for contract fulfillment.
3. Legal Basis
Data processing is carried out in accordance with the Swiss Data Protection Act (FADP) for the fulfillment of contracts, due to legal obligations, or with your express consent.
4. Disclosure to Third Parties
We only disclose data if this is necessary to process your requests (e.g., to insurers, banks, or travel agencies), if there is a legal obligation, or if you have given your consent.
5. Cookies & Web Analytics
Our website uses cookies to make our offer more user-friendly. We also use Google Analytics to analyze website usage anonymously. You can disable cookies in your browser at any time.
6. Your Rights
You have the right to information, rectification, deletion, and objection regarding your data stored with us. Simply contact us by email to do so.
7. Retention Period & Burden of Proof
We generally store your data for 10 years. This corresponds to the statutory retention period under the Swiss Code of Obligations (CO). Even if you request deletion, we are legally obliged to retain certain documents (such as loan applications, powers of attorney, and correspondence) as proof. This serves in particular as evidence in later legal disputes regarding ZEK or Crif inquiries.
8. ZEK and Crif Checks (Creditworthiness Check)
By submitting an inquiry for loans or leasing, you authorize Zagi Group to forward your data to banks. The banks perform credit checks with ZEK (Central Office for Credit Information) and Crif. Please note that entries at ZEK cannot be deleted by us. For this, the customer must submit a request directly to ZEK.
Stand: 05.05.2026