Loan Protection: Security for Your Financing

Protect yourself and your family from unforeseen events such as unemployment or illness.

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Interest rate from 4.4%

Why loan protection makes sense

A loan often runs over several years. A lot can happen during this time. With loan protection insurance (residual debt insurance), you ensure that your monthly obligations are covered even if your income drops due to illness or unemployment. This is how you maintain your financial freedom even in difficult times.

  • 🛡️ Protection in case of involuntary unemployment
  • 🛡️ Takeover of installments in case of occupational disability
  • 🛡️ Financial relief for relatives in the event of death
  • 🛡️ Favorable premiums integrated directly into the installment
Loan protection Switzerland credit security
Credit protection insurance Switzerland

Finance worry-free without risk

Loan protection is the ideal supplement to your personal loan. It steps in exactly when you need support the most. The conclusion is uncomplicated together with your loan application, without complex medical examinations in most cases.

Use our tool to calculate how protection affects your monthly burden. A small contribution for a big plus in security and peace of mind.

Calculate loan with protection now

Comprehensive Protection

The insurance takes over the repayment of your loan installments in case of inability to work after a short waiting period, so that you can fully focus on your recovery.

Simple Integration

The premium is transparently displayed and conveniently settled with your monthly loan installment. Everything from a single source for your maximum convenience.

Questions about Loan Protection

Is loan protection insurance mandatory?
Who can take out installment insurance?
What happens in the event of death?

Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.

Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 293.00 (Gross loan amount CHF 15'293.00).

Legal notice: Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG).

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Do you have questions about your financing?

Our experts advise you personally and find the right loan model for you.

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