Calculate and compare car loans in Switzerland

Calculate your car loan online and compare financing options for new and used cars in Switzerland.

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The effective interest rate may be higher depending on the provider and personal evaluation.
Interest rate from 3.90%

Car loan in Switzerland: Financing for new and used cars

Would you like to finance a new or used car? A car loan is a way to finance a vehicle over a fixed loan amount and an agreed term. On Zagi Group, you can compare loan conditions and calculate your monthly burden online.

  • ✅ Interest rates from 3.90%
  • ✅ For new and used cars
  • ✅ Flexible terms from 12 to 120 months
  • ✅ Calculate monthly loan installment online
Car loan Switzerland comparison
Finance car cheaply Switzerland

Leasing or car loan: The key differences

With leasing, the vehicle remains the property of the leasing company for the duration of the contract. When financing with a car loan, you buy the vehicle and finance the purchase price through a loan, which differs in ownership, contract terms, and monthly cost structure.

With our online calculator, you can calculate the monthly burden for a desired loan amount and term. Actual loan conditions depend on the provider and personal assessment.

Calculate car loan now

Easy online application

Choose your loan amount for the vehicle, your desired term, and fill out the form discreetly. We will check your request promptly.

Fast disbursement

After loan approval and the expiry of the statutory 14-day revocation period, the money will be transferred directly to your account.

Questions and answers about the car loan

Can I get a car loan without collateral?
Does the loan also apply to used cars?
What documents do I need for car financing?

Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.

Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 313.00 (Gross loan amount CHF 15'313.00).

Legal notice: Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG).

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Find the cheapest personal loan with fair interest rates and terms.

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Do you have questions about your financing?

Our experts advise you personally and find the right loan model for you.

Request now without obligation