Calculate and finance your car loan

Your path to your dream car: Low interest rates, flexible terms, and fast payout.

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Interest rate from 4.4%

Car loan with the best conditions in Switzerland

Are you planning to buy a new or used car? A specialized car loan often offers you significantly better conditions than traditional leasing contracts. At zagi.ch, you benefit from absolute transparency and ownership of the vehicle from day one.

  • ✅ Interest rates from 4.4% effective
  • ✅ No comprehensive insurance (Kasko) obligation (unlike leasing)
  • ✅ Full flexibility with mileage allowance
  • ✅ Tax deductibility of loan interest
Car loan Switzerland comparison
Finance car in Switzerland cheaply

Leasing or Car Loan: Which is more worth it?

While with leasing the car belongs to the bank, with a car loan you are immediately the legal owner. This means: no mileage restrictions, free choice of insurance, and the ability to sell the car at any time.

Our online calculator helps you to calculate your monthly burden exactly. This way you always keep your fixed costs under control and finance your vehicle without hidden fees.

Calculate Car Loan Now

Easy online application

Select your loan amount for the vehicle, the desired term, and fill out the form discreetly. We will review your request immediately.

Fast payout

After loan approval and the expiry of the legal 14-day cancellation period, the money will be transferred directly to your account.

Questions and Answers about Car Loans

Can I get a car loan without collateral?
Does the loan also apply to used cars?
What documents do I need for car financing?

Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.

Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 293.00 (Gross loan amount CHF 15'293.00).

Legal notice: Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG).

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Personal Loan

Flexible loans for your personal wishes with fair interest rates and terms.

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Do you have questions about your financing?

Our experts advise you personally and find the right loan model for you.

Request now without obligation