Online Loan Switzerland – Simple & Digital

Get your loan conveniently from home. Fast, secure, and at top conditions.

Calculate Desired Loan

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Interest rate from 4.4%

The Modern Way to a Loan: 100% Online

An online loan at zagi.ch offers you maximum flexibility. Thanks to modern processes, you can submit your loan application completely digitally. This saves time, protects the environment, and guarantees you a significantly faster payout than at traditional brick-and-mortar banks.

  • ✅ Instant check of your creditworthiness
  • ✅ Interest rates starting from 4.4%
  • ✅ No paperwork – everything is digital
  • ✅ Highest data security & Discretion
Apply for online loan Switzerland digital
Fast online loan instant payout

Fast Decision, Fast Payout

Time is money. That's why we have optimized our online loan process. As soon as you fill out the online form, an initial check is carried out in real time. So you know exactly where you stand immediately.

Whether for debt restructuring, an urgent repair, or fulfilling a long-held wish – our online loan adapts to your needs, not the other way around.

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How does the online loan work?

Fill out the online form, confirm your identity digitally (video-ID or scan), and upload your documents. The entire process takes only a few minutes.

Security & Data Privacy

Your data is transmitted using state-of-the-art SSL encryption. We handle every request with absolute discretion and in accordance with Swiss data protection regulations.

Frequently Asked Questions about Online Loans

Is an online loan cheaper than a branch loan?
How long does it take to get loan approval?
Can I repay the online loan at any time?

Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.

Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 293.00 (Gross loan amount CHF 15'293.00).