Apply for an Instant Loan Online

Fast, discreet and straightforward: Get your loan with an immediate decision and attractive interest rates.

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Interest rate from 4.4%

Your Express Loan with Immediate Payout

Sometimes things have to move fast. Whether for an urgent repair, an unexpected bill or a spontaneous purchase – our instant loan offers you the necessary liquidity without long waiting times. At zagi.ch you benefit from a digital process that saves time and spares your nerves.

  • ✅ Interest rates from 4.4% effective
  • ✅ Immediate online decision after application
  • ✅ Payout directly after the legal waiting period
  • ✅ Free early repayment possible
Instant loan Switzerland fast and cheap
Fast loan online Switzerland

Transparency and Speed Combined

An instant loan with us does not mean we cut corners on diligence. We offer you fair conditions and a transparent cost structure. Thanks to our online calculator, you know exactly what your monthly installment will be before you submit the application.

The entire process is discreet and secure. As soon as your application is approved and the 14-day statutory cancellation period has expired, the amount is freely available in your bank account.

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Digital Loan Application

Fill out the online form in just a few minutes. Thanks to state-of-the-art technology, we check your details immediately and give you direct feedback.

Fair Conditions

Despite the fast processing, we guarantee you top interest rates starting from 4.4%. There are no hidden fees or processing costs.

Questions and Answers about Instant Loans

How quickly do I receive approval for my loan?
Why do I have to wait 14 days for the payout?
Is the instant loan tied to a specific purpose?

Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.

Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 293.00 (Gross loan amount CHF 15'293.00).

Legal notice: Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG).

More financing solutions from ZAGI

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Car Loan

Simple financing for your new car. Cheaper than leasing and immediately available.

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Business Loan

Liquidity for your company. Invest in growth and new projects.

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Loan Comparison

Find the cheapest personal loan with fair interest rates and terms.

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Do you have questions about your financing?

Our experts advise you personally and find the right loan model for you.

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