Compare Personal Loans in Switzerland
Benefit from top conditions, low interest rates from 4.4% and fast processing.
Calculate Desired Loan
Your Affordable Personal Loan for More Financial Freedom
Whether for an unexpected purchase, financing your dream car, or refinancing expensive old loans – a personal loan from zagi.ch gives you the necessary flexibility. We offer you transparent conditions without hidden fees and a process that adapts to your life.
- ✅ Top interest rates: From 4.4% up to 9.9%
- ✅ Flexibility: Terms from 12 to 120 months
- ✅ Speed: Loan decision often within 24 hours
- ✅ Security: Free and non-binding credit inquiry
What is a Personal Loan and what should you watch out for?
A personal loan (also known as a consumer credit) allows you to make purchases immediately and pay them back in comfortable monthly installments. In Switzerland, lending is subject to strict guidelines (KKG) to protect consumers from over-indebtedness.
Before signing a contract, you should check not only the interest rate but also the conditions for early repayment. At zagi.ch, you benefit from expert advice ensuring your loan perfectly fits your budget.
Calculate loan online nowHow to Apply for Your Loan
Calculate your desired rate online, upload the required documents (payslip, ID), and after a successful check, receive your loan contract directly by mail or digitally.
Refinance Loan & Save Money
Do you already have an active loan with high interest rates? We help you with refinancing (loan replacement) to noticeably reduce your monthly burden.
Important Questions About Personal Loans in Switzerland
Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.
Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 293.00 (Gross loan amount CHF 15'293.00).
Legal notice: Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG).
More financing solutions from ZAGI
Mortgage
The path to your own home with matching financing and low interest rates.
Car Loan
Simple financing for your new car. Cheaper than leasing and immediately available.
Loan Comparison
Find the cheapest personal loan with fair interest rates and terms.
Do you have questions about your financing?
Our experts advise you personally and find the right loan model for you.