Compare personal loans in Switzerland

Compare personal loans with various interest rates and terms and calculate your potential monthly installment online.

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The effective interest rate may be higher depending on the provider and personal evaluation.
Interest rate from 3.90%

Personal loans for various financing needs

A personal loan can provide financial flexibility for larger purchases, personal projects, or refinancing existing loans. On Zagi Group, you can transparently compare various personal loan offers and gain an overview of interest rates, terms, and potential loan costs.

  • ✅ Interest rates from 3.90%
  • ✅ Flexible terms from 12 to 120 months
  • ✅ Free and non-binding loan inquiry
  • ✅ Comparison of various loan offers
Compare personal loans online in Switzerland
Personal loan and loan conditions in Switzerland

What is a personal loan and what should you watch out for?

A personal loan allows you to finance major purchases or personal expenses and repay the amount in monthly installments. In Switzerland, lending is subject to legal regulations, including the Consumer Credit Act (KKG), designed to protect consumers.

Before signing a contract, you should check the interest rate, the monthly burden, and the terms for early repayment. This helps you assess whether the financing fits your budget.

Calculate loan online now

How the loan inquiry works

Calculate your desired loan online and submit a non-binding inquiry. Depending on the provider, the required documents will then be reviewed and next steps arranged directly with the lender.

Refinance an existing loan

A personal loan can also be used to pay off an existing loan. Compare interest rates, terms, and total costs before deciding on refinancing.

Important questions about personal loans in Switzerland

What requirements apply to a personal loan?
How long does it take to disburse a personal loan?
Does a loan inquiry affect my ZEK record?

Terms: Terms from 12 to 120 months. Annual percentage rate (APR) from 3.90% up to a maximum of 9.96%.

Representative calculation example: With a net loan amount of CHF 15'000 with a term of 12 months and an effective annual interest rate of 3.90%, the total interest costs amount to CHF 313.00 (Gross loan amount CHF 15'313.00).

Legal notice: Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG).

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Do you have questions about your financing?

Our experts advise you personally and find the right loan model for you.

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