Assura health insurance: Compare low 2026 premiums, alternative models (Pharmed, Qualimed) & flexible supplementary insurance policies.
Here you will find the current cheapest premiums of Assura – broken down by age group, canton, region and chosen deductible.
Model: Family Doctor (Qualimed)
Deductible: CHF 2500
Region: Appenzell Innerrhoden (Reg. 0)
Model: Family Doctor (FeminaVita)
Deductible: CHF 2000
Region: Zug (Reg. 0)
Model: Family Doctor (Hausarzt Modell)
Deductible: CHF 600
Region: Appenzell Innerrhoden (Reg. 0)
Assura Health Insurance is one of the largest and most price-conscious health insurance companies in Switzerland. Over the years, it has earned a reputation for offering exceptionally low premiums, particularly in mandatory basic insurance (KVG). Its philosophy relies on efficient administrative structures and personal responsibility, passing savings directly to the insured.
Assura operates nationwide, serving customers across all language regions. Its core focus is on cost-effective insurance solutions that guarantee solid basic medical care at an unbeatable price.
Assura offers several basic insurance models characterized by high savings potential:
Assura supplementary insurance (under VVG) provides flexible options to individualize your basic insurance and secure added comfort:
Assura traditionally ranks among the health insurance funds with the lowest premiums in Switzerland. Combining a savings model like Pharmed with a maximum deductible (franchise of CHF 2,500 for adults) offers huge potential for savings.
Since premiums vary by place of residence, age group, and region, an exact tariff check is highly recommended. Use our health insurance comparison calculator to calculate your personal Assura premium and find the most affordable option for your area.
The lowest monthly premium for Adults (26+) (without accident coverage) is currently 221.25 CHF. This tariff is offered in Canton Appenzell Innerrhoden (Region 0). It is based on the Family Doctor - Qualimed model with a deductible of 2500 CHF.
The cheapest premium for Adults (26+) (with accident coverage) is 238.25 CHF per month. This premium is also available in Canton Appenzell Innerrhoden and uses the Family Doctor model.
The highest premium for Adults (26+) (without accident coverage) is 564.70 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.
The maximum premium for Adults (26+) including accident coverage is 607.10 CHF per month. This price applies in Canton Ticino in the standard model.
The lowest monthly premium for Young People (19-25) (without accident coverage) is currently 152.25 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Family Doctor - FeminaVita model with a deductible of 2000 CHF.
The cheapest premium for Young People (19-25) (with accident coverage) is 164.05 CHF per month. This premium is also available in Canton Zug and uses the Family Doctor model.
The highest premium for Young People (19-25) (without accident coverage) is 393.70 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.
The maximum premium for Young People (19-25) including accident coverage is 423.30 CHF per month. This price applies in Canton Ticino in the standard model.
The lowest monthly premium for Children (0-18) (without accident coverage) is currently 42.75 CHF. This tariff is offered in Canton Appenzell Innerrhoden (Region 0). It is based on the Family Doctor - Hausarzt Modell model with a deductible of 600 CHF.
The cheapest premium for Children (0-18) (with accident coverage) is 46.35 CHF per month. This premium is also available in Canton Appenzell Innerrhoden and uses the Family Doctor model.
The highest premium for Children (0-18) (without accident coverage) is 121.40 CHF. This maximum premium is reached in Canton Bern (Region 1). It is based on the Standard model with the lowest deductible.
The maximum premium for Children (0-18) including accident coverage is 130.50 CHF per month. This price applies in Canton Bern in the standard model.
