CONCORDIA – Secure, Flexible, and Customer-Oriented

CONCORDIA: Calculate your 2026 premiums. Discover myDoc, smartDoc, Multimed models, and top supplementary insurance plans.

Cheapest premiums of CONCORDIA

Here you will find the current cheapest premiums of CONCORDIA – broken down by age group, canton, region and chosen deductible.

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Adults (26+)

Model: HMO (HMO)
Deductible: CHF 2500
Region: Zug (Reg. 0)

Monthly premium from: 190.85 CHF (Net after allowance)
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Young People (19-25)

Model: HMO (HMO)
Deductible: CHF 2500
Region: Zug (Reg. 0)

Monthly premium from: 139.65 CHF (Net after allowance)
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Children (0-18)

Model: Diverse (smartDoc)
Deductible: CHF 600
Region: Zug (Reg. 0)

Monthly premium from: 42.35 CHF (Net after allowance)
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Important: Please note that the premiums listed here represent the lowest available rates (highest deductible & alternative model).

CONCORDIA in Profile: Stability Meets Modern Health Insurance

CONCORDIA is one of the largest, most traditional, and financially stable health insurance companies in Switzerland. Headquartered in Lucerne and supported by a dense network of agencies, it operates throughout Switzerland and also in the Principality of Liechtenstein. CONCORDIA stands out for its first-class solvency ratios, outstanding service quality, and a reliable, long-term premium policy.

The fund enjoys the trust of over 700'000 policyholders. Whether for families, individuals, or cross-border commuters – CONCORDIA provides tailored solutions that blend Swiss tradition with the demands of modern healthcare.

CONCORDIA Basic Insurance (KVG) – Efficient Savings Models for 2026

Within the mandatory basic health insurance (KVG), CONCORDIA offers innovative models that allow you to noticeably reduce your monthly premiums:

  • Standard Model (Free Choice of Doctor): The classic model without any restrictions regarding the initial medical point of contact.
  • myDoc (Family Doctor Model): Your chosen family doctor practice coordinates every medical treatment. This guarantees continuous care while securing attractive premium discounts.
  • smartDoc (Telmed Model): Before every doctor visit, a competent telemedical consultation is carried out via an innovative app or by phone. This saves time and protects your budget.
  • Multimed: CONCORDIA's forward-looking combination model, which perfectly links telemedical advice with close coordination through your family doctor or an HMO health center, offering maximum discounts.

Supplementary Insurance from CONCORDIA – Comprehensive Tailored Protection

With CONCORDIA's flexible supplementary insurance (VVG) plans, you can perfectly cover the gaps left by basic insurance:

  • DIVERSA (Outpatient Supplementary Insurance): Provides tiered contributions for eyewear, rescue costs, travel insurance, and generous allowances for childcare in case of illness.
  • NATURA (Alternative Medicine & Prevention): The ideal protection for anyone who values alternative healing methods, natural medicine, and active health promotion (e.g., fitness contributions).
  • SPITAL (Hospital Insurance): Guarantees free choice of hospital across Switzerland. In the Semi-Private and Private tiers, you enjoy maximum comfort, single or twin rooms, and chief physician treatment.
  • DENTA (Dental Insurance): Reliably protects against high dental bills for treatments, prophylaxis (dental hygiene), and orthodontic interventions such as braces for children.

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Compare and Optimize CONCORDIA 2026 Premiums

CONCORDIA is known for its exceptionally stable premium history. It is one of the most attractive providers, especially in Central Switzerland (Lucerne, Zug, Schwyz, Uri) as well as in many rural areas of German-speaking Switzerland.

You can unlock the highest savings potential by choosing the smart Multimed or smartDoc model and optimally adjusting your deductible (franchise). Calculate your personal 2026 premium now using our independent comparison calculator and request a non-binding quote.

Frequently Asked Questions (FAQ) about the premiums of CONCORDIA

Frequent questions about premiums for Adults (26+)

Where can I find the cheapest premium of CONCORDIA for Adults (26+) (without accident)?

The lowest monthly premium for Adults (26+) (without accident coverage) is currently 190.85 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the HMO - HMO model with a deductible of 2500 CHF.

What is the cheapest CONCORDIA premium for Adults (26+) with accident coverage?

The cheapest premium for Adults (26+) (with accident coverage) is 202.25 CHF per month. This premium is also available in Canton Zug and uses the HMO model.

What is the most expensive premium of CONCORDIA for Adults (26+) (without accident)?

The highest premium for Adults (26+) (without accident coverage) is 569.50 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.

What is the maximum premium of CONCORDIA for Adults (26+) (with accident coverage)?

The maximum premium for Adults (26+) including accident coverage is 602.60 CHF per month. This price applies in Canton Geneva in the standard model.

Frequent questions about premiums for Young People (19-25)

Where can I find the cheapest premium of CONCORDIA for Young People (19-25) (without accident)?

The lowest monthly premium for Young People (19-25) (without accident coverage) is currently 139.65 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the HMO - HMO model with a deductible of 2500 CHF.

What is the cheapest CONCORDIA premium for Young People (19-25) with accident coverage?

The cheapest premium for Young People (19-25) (with accident coverage) is 148.05 CHF per month. This premium is also available in Canton Zug and uses the HMO model.

What is the most expensive premium of CONCORDIA for Young People (19-25) (without accident)?

The highest premium for Young People (19-25) (without accident coverage) is 396.90 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.

What is the maximum premium of CONCORDIA for Young People (19-25) (with accident coverage)?

The maximum premium for Young People (19-25) including accident coverage is 419.90 CHF per month. This price applies in Canton Geneva in the standard model.

Frequent questions about premiums for Children (0-18)

Where can I find the cheapest premium of CONCORDIA for Children (0-18) (without accident)?

The lowest monthly premium for Children (0-18) (without accident coverage) is currently 42.35 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Diverse - smartDoc model with a deductible of 600 CHF.

What is the cheapest CONCORDIA premium for Children (0-18) with accident coverage?

The cheapest premium for Children (0-18) (with accident coverage) is 45.05 CHF per month. This premium is also available in Canton Zug and uses the Diverse model.

What is the most expensive premium of CONCORDIA for Children (0-18) (without accident)?

The highest premium for Children (0-18) (without accident coverage) is 143.00 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.

What is the maximum premium of CONCORDIA for Children (0-18) (with accident coverage)?

The maximum premium for Children (0-18) including accident coverage is 151.30 CHF per month. This price applies in Canton Geneva in the standard model.

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