Mutuel AG: Models, Premium Trends, and Benefits

Mutuel AG offers flexible basic and supplementary insurance within Groupe Mutuel. Discover affordable models like Telmed & GP for 2026. Compare now!

Cheapest premiums of Mutuel AG

Here you will find the current cheapest premiums of Mutuel AG – broken down by age group, canton, region and chosen deductible.

(11 Reviews)
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Adults (26+)

Model: Diverse (SanaTel)
Deductible: CHF 2500
Region: Zug (Reg. 0)

Monthly premium from: 214.35 CHF (Net after allowance)
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Young People (19-25)

Model: HMO (OptiMed)
Deductible: CHF 2500
Region: Zug (Reg. 0)

Monthly premium from: 143.55 CHF (Net after allowance)
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Children (0-18)

Model: HMO (OptiMed)
Deductible: CHF 600
Region: Zug (Reg. 0)

Monthly premium from: 46.25 CHF (Net after allowance)
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Important: Please note that the premiums listed here represent the lowest available rates (highest deductible & alternative model).

Profile of Mutuel AG

Mutuel AG is part of Groupe Mutuel, one of the largest and leading insurance groups in Switzerland. Thanks to the broad positioning and financial stability of the parent company, Mutuel AG provides comprehensive and reliable services to policyholders across Switzerland.

The company places great emphasis on flexible insurance models, excellent customer service, and customizable supplementary insurance plans. It is a solid choice for anyone seeking extensive coverage and premium support.

Basic Insurance (KVG) and Savings Models

Mutuel AG offers various alternative insurance models to significantly optimize your monthly premiums for 2026:

  • Standard Model (Free Choice of Doctor): Maximum flexibility when choosing doctors and hospitals throughout Switzerland.
  • Telmed Model: First medical consultation by phone before any doctor's visit – ensures significant premium reductions.
  • Family Doctor (GP) Model: Your chosen GP is the first point of contact. Popular due to coordinated care and attractive premium discounts.
  • HMO Model: Integrated care within an HMO group practice, securing structured medical care and maximum cost benefits.

By smartly combining one of these savings models with a higher deductible (franchise), your personal premium for 2026 can be managed optimally and cost-effectively.

Supplementary Insurance with Groupe Mutuel

As a member of Mutuel AG, you benefit from the entire, high-performance supplementary insurance portfolio of Groupe Mutuel:

  • Hospital Insurance: Choose General, Semi-Private, or Private comfort levels with a worldwide free choice of hospitals.
  • Outpatient Supplementary Insurance: Covers essential costs for complementary medicine, prevention, glasses, as well as fitness and health promotion.
  • Dental Insurance: Comprehensive financial protection for dental treatments, prophylaxis, and orthodontics.

For the year 2026, analyses indicate that premiums in some regions have increased by up to 2.5%, while policyholders in other cantons benefited from slight decreases of 1–1.5%. Individual savings potential depends heavily on the region, chosen deductible, and insurance model.

Mutuel AG thus remains a reliable and secure choice for all Swiss households prioritizing quality and variety.

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Premium Check: Where is Mutuel AG Cheapest?

The rates of Mutuel AG are particularly competitive and attractive in regions where Groupe Mutuel has traditional roots (primarily Romandie and Ticino, but increasingly also in German-speaking Switzerland). The greatest savings potential comes from switching to a Telmed or GP model combined with an optimal deductible.

Want to find out your personal, most affordable premium for 2026? Use our independent premium calculator now and compare all rates directly online.

Frequently Asked Questions (FAQ) about the premiums of Mutuel AG

Frequent questions about premiums for Adults (26+)

Where can I find the cheapest premium of Mutuel AG for Adults (26+) (without accident)?

The lowest monthly premium for Adults (26+) (without accident coverage) is currently 214.35 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Diverse - SanaTel model with a deductible of 2500 CHF.

What is the cheapest Mutuel AG premium for Adults (26+) with accident coverage?

The cheapest premium for Adults (26+) (with accident coverage) is 230.85 CHF per month. This premium is also available in Canton Zug and uses the Diverse model.

What is the most expensive premium of Mutuel AG for Adults (26+) (without accident)?

The highest premium for Adults (26+) (without accident coverage) is 599.30 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.

What is the maximum premium of Mutuel AG for Adults (26+) (with accident coverage)?

The maximum premium for Adults (26+) including accident coverage is 644.40 CHF per month. This price applies in Canton Ticino in the standard model.

Frequent questions about premiums for Young People (19-25)

Where can I find the cheapest premium of Mutuel AG for Young People (19-25) (without accident)?

The lowest monthly premium for Young People (19-25) (without accident coverage) is currently 143.55 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the HMO - OptiMed model with a deductible of 2500 CHF.

What is the cheapest Mutuel AG premium for Young People (19-25) with accident coverage?

The cheapest premium for Young People (19-25) (with accident coverage) is 154.65 CHF per month. This premium is also available in Canton Zug and uses the HMO model.

What is the most expensive premium of Mutuel AG for Young People (19-25) (without accident)?

The highest premium for Young People (19-25) (without accident coverage) is 401.80 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.

What is the maximum premium of Mutuel AG for Young People (19-25) (with accident coverage)?

The maximum premium for Young People (19-25) including accident coverage is 432.00 CHF per month. This price applies in Canton Ticino in the standard model.

Frequent questions about premiums for Children (0-18)

Where can I find the cheapest premium of Mutuel AG for Children (0-18) (without accident)?

The lowest monthly premium for Children (0-18) (without accident coverage) is currently 46.25 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the HMO - OptiMed model with a deductible of 600 CHF.

What is the cheapest Mutuel AG premium for Children (0-18) with accident coverage?

The cheapest premium for Children (0-18) (with accident coverage) is 50.05 CHF per month. This premium is also available in Canton Zug and uses the HMO model.

What is the most expensive premium of Mutuel AG for Children (0-18) (without accident)?

The highest premium for Children (0-18) (without accident coverage) is 141.60 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.

What is the maximum premium of Mutuel AG for Children (0-18) (with accident coverage)?

The maximum premium for Children (0-18) including accident coverage is 152.20 CHF per month. This price applies in Canton Geneva in the standard model.

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