Pet Insurance 2026

Best medical care for your loved ones. Protect yourself from unexpectedly high veterinary costs for dogs and cats.

Pet Insurance: Best care for your pet | Protection against high vet & surgery costs Compare offers now

Because your pet deserves only the best

Dogs and cats are family members. However, when a beloved animal gets sick or has an accident, veterinary costs can quickly run into the thousands. Pet insurance covers the costs of outpatient treatments, medication, vaccinations and, above all, expensive surgeries. In Switzerland, modern plans also offer protection during trips abroad or cover the costs of missing pet searches. Take precautions so that your pet's health never fails due to financial limits.

  • Surgery Cover: Full coverage for surgical interventions and anesthesia.
  • Outpatient Costs: Coverage for examinations, X-rays, and medications.
  • Free Choice of Vet: Visit any veterinarian of your choice throughout Switzerland.
  • Prevention: Contributions towards vaccinations, deworming, and check-ups.
  • Worldwide Cover: Emergency medical assistance for your pet while on vacation.
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Important Questions about Pet Insurance

From what age can I insure my pet?

Coverage is usually possible from the 8th week of life. The earlier you insure your pet, the lower the premiums, as young animals usually have no pre-existing conditions.

Is there an age limit for enrollment?

Many insurers have an entry age limit (e.g., up to 7 or 9 years). However, once insured, pets usually enjoy lifelong protection.

Are hereditary diseases covered?

This varies greatly depending on the provider. Premium plans also cover breed-specific diseases, provided they were not diagnosed before the policy started.

What is the deductible (Franchise) in pet insurance?

Just like health insurance, you choose an amount (e.g., 50, 100, or 200 CHF) that you pay yourself per year or per case to lower your monthly premium.

Does the insurance pay for castration or sterilization?

Some premium plans offer a flat-rate contribution to these costs, but it is usually not included in basic coverage.

Tailor-made Protection for your Pets

Find the right coverage for your dog or cat.

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Dog Insurance

Comprehensive protection including accident and illness coverage for all breeds.

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Cat Insurance

Security for outdoor and indoor cats in case of illness and injuries.

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Pure Surgery Protection

The affordable basic variant that only covers expensive surgeries.

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Healthy pets, happy owners

Compare the leading Swiss pet insurance companies now and find the best protection for your four-legged friend.