Outpatient Supplementary Insurance Comparison 2026
More benefits for your health: From contributions to glasses to alternative medicine – we compare the best Swiss providers.
Why outpatient supplementary insurance?
Basic insurance only covers the absolute essentials. Many important services such as new glasses, emergency transports (ambulance), or fitness subscriptions are either not covered or only minimally. With outpatient supplementary insurance, you close these financial gaps. It is particularly popular due to high contributions to alternative healing methods like osteopathy or massage.
- ✔ Vision aids: Annual or bi-annual contributions to glasses and contact lenses.
- ✔ Fitness & Prevention: Participation in gym memberships, swimming courses, or nutritional advice.
- ✔ Emergency transport: Coverage of high costs for ambulances and rescues (often up to CHF 10,000).
- ✔ Alternative medicine: Contributions to acupuncture, osteopathy, and natural healing methods.
- ✔ Medications: Coverage of non-reimbursable prescription drugs.
Frequently Asked Questions about Outpatient Services
Basic insurance only covers 50% of the costs for emergency transport (maximum CHF 500 per year). Since an operation often costs over CHF 1,000, supplementary insurance is essential for the rest.
Yes, you generally have to answer health questions. Therefore, it is recommended to take out this insurance while there are no chronic conditions.
Yes, you can have basic insurance with insurer A and supplementary insurance with insurer B. We help you find the best combination.
Depending on the provider and model, you get back between CHF 200 and CHF 800 per year, provided the fitness center is quality-certified.
Popular Supplementary Models
Find the package that perfectly fits your lifestyle.
Basic Plus
Focus on vision aids and emergency transport. Ideal for young people and savers.
Check offersAlternative
Comprehensive coverage for natural healing methods and complementary medicine without deductible.
Check offersLifestyle
Maximum contributions to fitness, yoga, and prevention courses for active people.
Check offersClose outpatient gaps now?
Compare current premiums now and secure the best benefits for the year 2026.
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Do you have questions about your insurance?
Our experts will advise you personally and find the best offer for your situation.