Health Insurance Premiums 2026 Comparison
Basic insurance premiums change annually. We show you the cheapest providers in all 26 cantons so you can optimize your fixed costs for the year 2026.
Independent Health Insurance Comparison
ZAGI offers you a transparent overview of the Swiss insurance landscape. Our goal is to help families and individuals find the right coverage at the best possible price. We analyze official FOPH data and integrate exclusive discounts to make switching as easy as possible.
Cheapest Health Insurance in Switzerland 2026
Adults (26+)
Youth (19-25)
Children (0-18)
Select Premiums by Canton
Why Health Insurance Premiums are Rising in 2026
Healthcare costs in Switzerland are steadily increasing due to demographic shifts and medical progress. This is reflected in the health insurance premiums for 2026.
Savings Potential Through Model Selection
In addition to changing insurance companies, you can receive additional discounts of up to 25% by choosing the right alternative model (HMO, Telmed, or Family Doctor).
Frequently Asked Questions (FAQ)
The cheapest health insurance depends heavily on your place of residence. The cheapest rates in Switzerland currently start at:
• Adults (26+): CHF 190.85 for adults,
• Youth (19-25): CHF 137.15 for youth, and
• Children (0-18): CHF 37.75 for children.
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