Health Insurance Premiums 2027 Comparison
Basic insurance premiums change annually. We show you the cheapest providers in all 26 cantons so you can optimize your fixed costs for the year 2027.
Independent Health Insurance Comparison
With ZAGI, you get a transparent overview of health insurance premiums in Switzerland. We compare current premiums for adults, youths, and children across all 26 cantons and show you where the cheapest offers are. The calculations are based on official FOPH (BAG) data and take into account the respective premiums, models, and deductibles.
Cheapest Health Insurance in Switzerland 2027
Adults (26+)
(Franchise: 2500)
Youth (19-25)
(Franchise: 2500)
Children (0-18)
(Franchise: 600)
Select Premiums by Canton
Why Health Insurance Premiums are Rising in 2027
Healthcare costs in Switzerland are steadily increasing due to demographic shifts and medical progress. This is reflected in the health insurance premiums for 2027.
Savings Potential Through Model Selection
Besides the basic health insurer, you can noticeably reduce your premium by choosing alternative insurance models (such as family doctor, telmed, or pharmacy models).
Frequently Asked Questions (FAQ)
The cheapest health insurance depends heavily on your place of residence. The cheapest rates in Switzerland currently start at:
• Adults (26+): CHF 208.45, Helsana, Helsana BeneFit PLUS Hausarzt R1, 2500
• Youth (19-25): CHF 143.25, Agrisano, AGRIsmart, 2500
• Children (0-18): CHF 39.85, Agrisano, AGRIsmart, 600
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Do you have questions about your insurance?
Our experts will advise you personally and find the best offer for your situation.