Avenir AG – Benefits, Models & Advantages at a Glance

Avenir AG: Member of Groupe Mutuel

Avenir AG is an established Swiss health insurance company and an integral part of the renowned Groupe Mutuel. Thanks to this strong corporate backing, Avenir benefits from a solid financial foundation, modern infrastructure, and highly efficient administration. Operating throughout Switzerland, Avenir combines fair premiums with reliable service, fast claims processing, and up-to-date digital convenience.

Avenir is geared toward policyholders who place a high value on transparency, stability, and security. As part of one of Switzerland's largest insurance networks, Avenir offers both traditional reliability and future-oriented, innovative solutions in modern healthcare.

Avenir Basic Insurance (KVG) – Flexible Savings Models for Your Budget

Within the mandatory basic health insurance (KVG), Avenir offers various models perfectly tailored to different lifestyles. Switching to an alternative insurance model allows you to noticeably lower your fixed monthly costs:

• Standard Model (Basis): Classic basic insurance offering completely free choice of doctor across Switzerland.
• PrimaCare (Family Doctor Model): Your chosen family doctor is your first point of contact for medical inquiries, ensuring personalized care while granting attractive premium discounts.
• SanaTel (Telmed Model): Competent telemedical consultation via phone or app is required before visiting a doctor. A time-efficient and highly cost-effective solution.
• Optimed / BasicPlus: Additional managed care network models from Groupe Mutuel that combine excellent medical coordination with optimized premiums.

Avenir Supplementary Insurance (VVG) – Tailored Protection from a Single Source

Through the comprehensive product portfolio of Groupe Mutuel, Avenir provides top-tier supplementary insurance to specifically bridge the gaps left by basic insurance:

• Outpatient Insurance (Global): Extensive coverage for alternative medicine, eyeglasses, contact lenses, check-ups, and generous contributions toward gym memberships and health promotion.
• Hospital Insurance (Hospital): Guarantees free choice of hospital throughout Switzerland and offers maximum comfort and privacy during inpatient stays depending on the level (General, Semi-Private, or Private ward).
• Dental Insurance (Dentaire): Reliably protects against high costs for dental treatments, dental hygiene, and orthodontic procedures (braces) for children.