rhenusana is the local health insurance fund in the St. Gallen Rhine Valley. Discover family doctor (Rheintal-Doc) and Telmed models and stable premiums for 2026. Check rates now!
Here you will find the current cheapest premiums of rhenusana – broken down by age group, canton, region and chosen deductible.
Model: Diverse (sanmed24)
Deductible: CHF 2500
Region: Appenzell Innerrhoden (Reg. 0)
Model: Diverse (sanmed24)
Deductible: CHF 2500
Region: Zurich (Reg. 3)
Model: Diverse (sanmed24)
Deductible: CHF 600
Region: St. Gallen (Reg. 3)
rhenusana is a deeply regionally rooted health insurance fund headquartered in the St. Gallen Rhine Valley (Rheintal). It places great value on personal contact with its policyholders and is characterized by customer-oriented, unbureaucratic support and highly efficient administration.
With its extremely stable financial base and above-average reserves, rhenusana is the ideal choice for individuals and families looking for a reliable regional partner with high service quality. Although strongly rooted in the Rhine Valley, the insurance is open to all residents in Switzerland.
For mandatory basic insurance (KVG), rhenusana offers various needs-based insurance models to noticeably lower your monthly premiums for 2026:
Combining one of these alternative savings models with a higher deductible (franchise) is the most effective way to permanently optimize fixed costs for the year 2026. Current analyses and estimates show a very solid development for this year with only slight adjustments between +1% and -0.5% depending on the age group and region.
To optimally bridge the coverage gaps in mandatory basic insurance, rhenusana offers a wide range of tailored supplementary insurance plans (VVG):
Thanks to the perfect combination of regional strength and forward-looking rates, rhenusana remains an absolutely reliable choice for your health.
rhenusana offers exceptionally competitive and stable premiums, particularly in its core area of the St. Gallen Rhine Valley. The greatest personal savings potential for the year 2026 is secured by switching to the integrated Rheintal-Doc family doctor model or the modern Telmed model.
Want to find out how much you can save with rhenusana? Use our independent premium calculator now to calculate and compare your personal premium for 2026 directly online.
The lowest monthly premium for Adults (26+) (without accident coverage) is currently 284.45 CHF. This tariff is offered in Canton Appenzell Innerrhoden (Region 0). It is based on the Diverse - sanmed24 model with a deductible of 2500 CHF.
The cheapest premium for Adults (26+) (with accident coverage) is 306.15 CHF per month. This premium is also available in Canton Appenzell Innerrhoden and uses the Diverse model.
The highest premium for Adults (26+) (without accident coverage) is 699.80 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.
The maximum premium for Adults (26+) including accident coverage is 752.40 CHF per month. This price applies in Canton Geneva in the standard model.
The lowest monthly premium for Young People (19-25) (without accident coverage) is currently 182.35 CHF. This tariff is offered in Canton Zurich (Region 3). It is based on the Diverse - sanmed24 model with a deductible of 2500 CHF.
The cheapest premium for Young People (19-25) (with accident coverage) is 196.45 CHF per month. This premium is also available in Canton Zurich and uses the Diverse model.
The highest premium for Young People (19-25) (without accident coverage) is 521.90 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.
The maximum premium for Young People (19-25) including accident coverage is 561.10 CHF per month. This price applies in Canton Geneva in the standard model.
The lowest monthly premium for Children (0-18) (without accident coverage) is currently 51.65 CHF. This tariff is offered in Canton St. Gallen (Region 3). It is based on the Diverse - sanmed24 model with a deductible of 600 CHF.
The cheapest premium for Children (0-18) (with accident coverage) is 55.85 CHF per month. This premium is also available in Canton St. Gallen and uses the Diverse model.
The highest premium for Children (0-18) (without accident coverage) is 172.20 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.
The maximum premium for Children (0-18) including accident coverage is 185.10 CHF per month. This price applies in Canton Geneva in the standard model.
