ÖKK offers flexible basic and supplementary insurance with strong roots in Eastern Switzerland. Discover savings models like ÖKK PRÄMIE & ÖKK START for 2026. Compare now!
Here you will find the current cheapest premiums of ÖKK – broken down by age group, canton, region and chosen deductible.
Model: HMO (Gesundheitszentrum)
Deductible: CHF 2500
Region: Appenzell Innerrhoden (Reg. 0)
Model: HMO (Gesundheitszentrum)
Deductible: CHF 2500
Region: Zug (Reg. 0)
Model: Family Doctor (Hausarzt)
Deductible: CHF 600
Region: Zug (Reg. 0)
ÖKK is one of the most established and traditional health insurance companies in Switzerland. While deeply rooted in Eastern Switzerland, it provides its first-class services reliably and comprehensively throughout the entire country. ÖKK stands for high financial stability, customer-oriented support, and modern healthcare solutions.
Whether for individuals, families, or companies, ÖKK convinces with transparent advice and efficient, digital processes. It is the ideal choice for policyholders looking for a reliable partner with regional competence and excellent customer care.
For mandatory basic insurance (KVG), ÖKK provides various alternative insurance models to significantly lower your monthly premiums for 2026:
Combining one of these savings models with a higher deductible (franchise) is the most effective way to optimize fixed costs for the year 2026. Current evaluations show a moderate premium adjustment of +1% to +2% in some regions, while policyholders in other cantons even benefit from slight decreases between -0.5% and -1%.
To optimally bridge the gaps in basic insurance, ÖKK offers a wide range of tailored supplementary insurance plans (VVG):
With its blend of traditional stability and forward-looking benefits, ÖKK remains an absolutely reliable choice for your health.
ÖKK offers highly competitive premiums in many cantons. Naturally, the company achieves the best price-performance ratio in its core area of Eastern Switzerland and in regions with optimized medical networks. The greatest personal savings potential for 2026 is secured by switching to the ÖKK PRÄMIE or ÖKK START models combined with a deductible adapted to your needs.
Want to find out how much you can save with ÖKK? Use our independent premium calculator now to determine your personal premium for 2026 directly online.
The lowest monthly premium for Adults (26+) (without accident coverage) is currently 217.05 CHF. This tariff is offered in Canton Appenzell Innerrhoden (Region 0). It is based on the HMO - Gesundheitszentrum model with a deductible of 2500 CHF.
The cheapest premium for Adults (26+) (with accident coverage) is 233.75 CHF per month. This premium is also available in Canton Appenzell Innerrhoden and uses the HMO model.
The highest premium for Adults (26+) (without accident coverage) is 562.40 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.
The maximum premium for Adults (26+) including accident coverage is 604.70 CHF per month. This price applies in Canton Ticino in the standard model.
The lowest monthly premium for Young People (19-25) (without accident coverage) is currently 152.95 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the HMO - Gesundheitszentrum model with a deductible of 2500 CHF.
The cheapest premium for Young People (19-25) (with accident coverage) is 164.85 CHF per month. This premium is also available in Canton Zug and uses the HMO model.
The highest premium for Young People (19-25) (without accident coverage) is 409.00 CHF. This maximum premium is reached in Canton Geneva (Region 0). It is based on the Standard model with the lowest deductible.
The maximum premium for Young People (19-25) including accident coverage is 439.70 CHF per month. This price applies in Canton Geneva in the standard model.
The lowest monthly premium for Children (0-18) (without accident coverage) is currently 42.85 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Family Doctor - Hausarzt model with a deductible of 600 CHF.
The cheapest premium for Children (0-18) (with accident coverage) is 46.45 CHF per month. This premium is also available in Canton Zug and uses the Family Doctor model.
The highest premium for Children (0-18) (without accident coverage) is 138.00 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.
The maximum premium for Children (0-18) including accident coverage is 148.30 CHF per month. This price applies in Canton Ticino in the standard model.
