Dental Insurance Comparison 2026
Protect yourself from high dental costs. We show you which insurance pays the most towards your dental health.
Is Dental Insurance Worth It?
Dental costs are expensive in Switzerland and are hardly covered by basic insurance. Supplemental dental insurance is especially worthwhile for families with children (due to orthodontics) and for adults who value regular prophylaxis. Since the costs for crowns, bridges, or braces can quickly run into the thousands, this supplemental insurance offers essential financial protection.
- ✔ Dental hygiene: Annual contributions towards professional teeth cleaning.
- ✔ Braces: Up to 80% cost coverage for children and adolescents.
- ✔ Fillings & crowns: Protection against unexpectedly high bills at the dentist.
- ✔ No deductible: Benefits are often covered from the very first franc.
- ✔ Worldwide protection: Coverage for emergency treatments abroad.
Frequently Asked Questions About Dental Insurance
For children, an examination is usually not necessary. Adults generally have to submit a recent dental status from the dentist. Tip: Take out the insurance while your teeth are still healthy.
Most insurers have a waiting period of 6 to 12 months for major procedures. However, dental hygiene is often covered immediately after contract start.
Basic insurance only pays for severe, unavoidable diseases of the masticatory system or accidents. Normal caries treatments or wisdom tooth surgeries are not covered.
Ideally before the age of 3. Many health funds require a dental certificate from the age of 4 or 5 to cover later costs for braces (orthodontics).
Benefit Packages Compared
Choose the right model for your individual needs.
Child Protection
Maximum coverage for braces and orthodontics without a certificate (with early enrollment).
Check offersComplete Protection
Comprehensive coverage including inlays, crowns, bridges, and implants.
Check offersInsure Your Teeth Affordably Now?
Don't wait until the pain starts. We compare the best tariffs in Switzerland for you.
More protection from ZAGI for you
Life Insurance
Financially secure your loved ones for unexpected situations.
Private Liability
Protection against financial consequences of property damage or injury to third parties.
Supplemental Insurance
Optimal protection for dental, glasses, and alternative medicine as a supplement.
Do you have questions about your insurance?
Our experts will advise you personally and find the best offer for your situation.