Helsana Health Insurance: Offers, Models and Supplementary Benefits

Helsana offers innovative health insurance models in Switzerland. Discover GP, Telmed, and HMO models as well as attractive supplementary insurance. Compare now!

Cheapest premiums of Helsana

Here you will find the current cheapest premiums of Helsana – broken down by age group, canton, region and chosen deductible.

(12 Reviews)
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Adults (26+)

Model: Family Doctor (BeneFit PLUS Hausarzt R1)
Deductible: CHF 2500
Region: Zug (Reg. 0)

Monthly premium from: 215.45 CHF (Net after allowance)
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Young People (19-25)

Model: Family Doctor (BeneFit PLUS Hausarzt R4)
Deductible: CHF 2500
Region: Zug (Reg. 0)

Monthly premium from: 166.85 CHF (Net after allowance)
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Children (0-18)

Model: Family Doctor (BeneFit PLUS Hausarzt R1)
Deductible: CHF 500
Region: Zug (Reg. 0)

Monthly premium from: 45.95 CHF (Net after allowance)
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Important: Please note that the premiums listed here represent the lowest available rates (highest deductible & alternative model).

Helsana at a Glance

The Helsana Group is one of the largest health insurers in Switzerland. It offers a comprehensive selection of basic and supplementary insurance policies and is known for its stable financial base and customer-oriented service.

Whether an individual or a family, Helsana covers all needs and enables simple management of insurance matters via digital platforms.

Basic Insurance and Savings Models

Helsana provides various models of compulsory basic insurance to optimize premiums:

  • Flex Model: Free choice of doctor, maximum flexibility.
  • BeneFit PLUS Family Doctor Model: You visit your family doctor first – significant discounts possible.
  • BeneFit PLUS Telmed: Initial telephone consultation before every doctor's visit for cost-saving treatment.
  • HMO Model: Treatment within a fixed network of medical practices.

Supplementary Insurance

Helsana offers numerous supplementary insurance plans that extend your coverage:

  • Hospital Insurance: Semi-private or private with free choice of hospital.
  • Outpatient Supplementary Insurance: For prevention, complementary medicine, fitness, and wellness.
  • Dental Insurance: Comprehensive coverage for dental treatments and orthodontics.

Helsana combines stability with a wide range of offers for individual needs.

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Helsana Premium Check

Anyone who consistently uses alternative models such as BeneFit PLUS can save significant premiums with Helsana. Combining this with a higher deductible increases the savings potential even further.

Find your personal, currently cheapest premium with our independent premium calculator.

Frequently Asked Questions (FAQ) about the premiums of Helsana

Frequent questions about premiums for Adults (26+)

Where can I find the cheapest premium of Helsana for Adults (26+) (without accident)?

The lowest monthly premium for Adults (26+) (without accident coverage) is currently 215.45 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Family Doctor - BeneFit PLUS Hausarzt R1 model with a deductible of 2500 CHF.

What is the cheapest Helsana premium for Adults (26+) with accident coverage?

The cheapest premium for Adults (26+) (with accident coverage) is 232.05 CHF per month. This premium is also available in Canton Zug and uses the Family Doctor model.

What is the most expensive premium of Helsana for Adults (26+) (without accident)?

The highest premium for Adults (26+) (without accident coverage) is 577.30 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.

What is the maximum premium of Helsana for Adults (26+) (with accident coverage)?

The maximum premium for Adults (26+) including accident coverage is 620.70 CHF per month. This price applies in Canton Ticino in the standard model.

Frequent questions about premiums for Young People (19-25)

Where can I find the cheapest premium of Helsana for Young People (19-25) (without accident)?

The lowest monthly premium for Young People (19-25) (without accident coverage) is currently 166.85 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Family Doctor - BeneFit PLUS Hausarzt R4 model with a deductible of 2500 CHF.

What is the cheapest Helsana premium for Young People (19-25) with accident coverage?

The cheapest premium for Young People (19-25) (with accident coverage) is 179.75 CHF per month. This premium is also available in Canton Zug and uses the Family Doctor model.

What is the most expensive premium of Helsana for Young People (19-25) (without accident)?

The highest premium for Young People (19-25) (without accident coverage) is 438.00 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.

What is the maximum premium of Helsana for Young People (19-25) (with accident coverage)?

The maximum premium for Young People (19-25) including accident coverage is 470.90 CHF per month. This price applies in Canton Ticino in the standard model.

Frequent questions about premiums for Children (0-18)

Where can I find the cheapest premium of Helsana for Children (0-18) (without accident)?

The lowest monthly premium for Children (0-18) (without accident coverage) is currently 45.95 CHF. This tariff is offered in Canton Zug (Region 0). It is based on the Family Doctor - BeneFit PLUS Hausarzt R1 model with a deductible of 500 CHF.

What is the cheapest Helsana premium for Children (0-18) with accident coverage?

The cheapest premium for Children (0-18) (with accident coverage) is 49.75 CHF per month. This premium is also available in Canton Zug and uses the Family Doctor model.

What is the most expensive premium of Helsana for Children (0-18) (without accident)?

The highest premium for Children (0-18) (without accident coverage) is 133.10 CHF. This maximum premium is reached in Canton Ticino (Region 1). It is based on the Standard model with the lowest deductible.

What is the maximum premium of Helsana for Children (0-18) (with accident coverage)?

The maximum premium for Children (0-18) including accident coverage is 143.10 CHF per month. This price applies in Canton Ticino in the standard model.

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