SWICA in Herisau

2026 health insurance premium comparison for Herisau, Canton of Appenzell A.Rh.

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SWICA Health Organisation in Herisau

SWICA is regularly awarded for the highest customer satisfaction in Herisau. Anyone living in the canton of Appenzell A.Rh. benefits from excellent medical care and generous contributions to health prevention at SWICA in 2026. Discover the advantages of the SWICA organisation for insured persons in Herisau.

* All premiums for 2026 incl. statutory discounts.
Deductible CHF 2500 from CHF 298.35
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 321.15
Without Accident CHF 298.35
HMO
FAVORIT SANTE
With Accident CHF 326.45
Without Accident CHF 303.25
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 334.35
Without Accident CHF 310.65
Hausarzt
FAVORIT CASA
With Accident CHF 342.35
Without Accident CHF 317.95
Hausarzt
FAVORIT MEDICA
With Accident CHF 358.15
Without Accident CHF 332.75
Weitere Modelle
FAVORIT TELMED
With Accident CHF 358.15
Without Accident CHF 332.75
HMO
FAVORIT BESTCARE
With Accident CHF 374.05
Without Accident CHF 347.45
Standard
Grundversicherung
With Accident CHF 395.15
Without Accident CHF 367.15
Deductible CHF 2000 from CHF 325.45
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 350.35
Without Accident CHF 325.45
HMO
FAVORIT SANTE
With Accident CHF 355.65
Without Accident CHF 330.35
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 363.55
Without Accident CHF 337.75
Hausarzt
FAVORIT CASA
With Accident CHF 371.45
Without Accident CHF 345.15
Weitere Modelle
FAVORIT TELMED
With Accident CHF 387.35
Without Accident CHF 359.85
Hausarzt
FAVORIT MEDICA
With Accident CHF 387.35
Without Accident CHF 359.85
HMO
FAVORIT BESTCARE
With Accident CHF 403.15
Without Accident CHF 374.65
Standard
Grundversicherung
With Accident CHF 424.35
Without Accident CHF 394.25
Deductible CHF 1500 from CHF 357.45
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 384.75
Without Accident CHF 357.45
HMO
FAVORIT SANTE
With Accident CHF 390.05
Without Accident CHF 362.45
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 397.95
Without Accident CHF 369.75
Hausarzt
FAVORIT CASA
With Accident CHF 400.65
Without Accident CHF 372.25
Hausarzt
FAVORIT MEDICA
With Accident CHF 416.45
Without Accident CHF 386.95
Weitere Modelle
FAVORIT TELMED
With Accident CHF 416.45
Without Accident CHF 386.95
HMO
FAVORIT BESTCARE
With Accident CHF 416.45
Without Accident CHF 386.95
Standard
Grundversicherung
With Accident CHF 453.45
Without Accident CHF 421.35
Deductible CHF 1000 from CHF 384.65
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 413.95
Without Accident CHF 384.65
HMO
FAVORIT SANTE
With Accident CHF 419.25
Without Accident CHF 389.55
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 427.15
Without Accident CHF 396.95
Hausarzt
FAVORIT CASA
With Accident CHF 429.85
Without Accident CHF 399.35
HMO
FAVORIT BESTCARE
With Accident CHF 429.85
Without Accident CHF 399.35
Hausarzt
FAVORIT MEDICA
With Accident CHF 445.65
Without Accident CHF 414.15
Weitere Modelle
FAVORIT TELMED
With Accident CHF 445.65
Without Accident CHF 414.15
Standard
Grundversicherung
With Accident CHF 482.65
Without Accident CHF 448.55
Deductible CHF 500 from CHF 406.85
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 437.85
Without Accident CHF 406.85
HMO
FAVORIT BESTCARE
With Accident CHF 443.15
Without Accident CHF 411.75
HMO
FAVORIT SANTE
With Accident CHF 443.15
Without Accident CHF 411.75
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 451.05
Without Accident CHF 419.15
Hausarzt
FAVORIT CASA
With Accident CHF 453.65
Without Accident CHF 421.55
Weitere Modelle
FAVORIT TELMED
With Accident CHF 469.55
Without Accident CHF 436.35
Hausarzt
FAVORIT MEDICA
With Accident CHF 469.55
Without Accident CHF 436.35
Standard
Grundversicherung
With Accident CHF 511.85
Without Accident CHF 475.65
Deductible CHF 300 from CHF 417.65
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 449.45
Without Accident CHF 417.65
HMO
FAVORIT BESTCARE
With Accident CHF 454.75
Without Accident CHF 422.55
HMO
FAVORIT SANTE
With Accident CHF 454.75
Without Accident CHF 422.55
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 462.75
Without Accident CHF 429.95
Hausarzt
FAVORIT CASA
With Accident CHF 465.35
Without Accident CHF 432.45
Weitere Modelle
FAVORIT TELMED
With Accident CHF 481.25
Without Accident CHF 447.15
Hausarzt
FAVORIT MEDICA
With Accident CHF 481.25
Without Accident CHF 447.15
Standard
Grundversicherung
With Accident CHF 523.45
Without Accident CHF 486.45

🧾 Frequently Asked Questions (FAQ)

What is the cheapest health insurance premium from SWICA in Herisau?

The cheapest premium from SWICA in Herisau for adults starts at CHF 298.35. Young adults pay from CHF 200.05 and children from CHF 72.15. These prices refer to the highest deductible (2500 for adults).

Which insurance models does SWICA offer?

In Herisau, SWICA offers the following insurance models: FAVORIT MULTICHOICE, FAVORIT SANTE, FAVORIT MEDPHARM, FAVORIT CASA, FAVORIT MEDICA. Choosing a family doctor or HMO model can significantly reduce the monthly basic health insurance premium.

More protection from ZAGI for you

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Supplemental Insurance

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Occupational Pension

The 2nd pillar (BVG) for your employees: security and provision in old age.

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Building Insurance

Comprehensive protection for your property against fire, water, and natural hazards.

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Do you have questions about your insurance?

Our experts will advise you personally and find the best offer for your situation.

Request a consultation now