Helsana in Luthern

2026 health insurance premium comparison for Luthern, Canton of Luzern

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Helsana Health Insurance in Luthern – Your Protection in Luzern

Helsana offers top-tier insurance solutions in Luthern. Whether it's the family doctor model or Telmed – Helsana premiums for 2026 in the canton of Luzern are designed to guarantee you the best medical care while controlling costs. Read more about the Helsana tariff structure to lower your monthly costs in Luthern.

* All premiums for 2026 incl. statutory discounts.
Deductible CHF 2500 from CHF 294.25
Weitere Modelle
BeneFit PLUS Telmed
With Accident CHF 316.75
Without Accident CHF 294.25
Hausarzt
BeneFit PLUS Hausarzt R2
With Accident CHF 327.45
Without Accident CHF 304.25
Hausarzt
BeneFit PLUS Hausarzt R1
With Accident CHF 327.45
Without Accident CHF 304.25
Hausarzt
BeneFit PLUS Flexmed R1
With Accident CHF 327.45
Without Accident CHF 304.25
Hausarzt
BeneFit PLUS Flexmed R3
With Accident CHF 338.15
Without Accident CHF 314.15
Hausarzt
BeneFit PLUS Hausarzt R3
With Accident CHF 338.15
Without Accident CHF 314.15
Hausarzt
BeneFit PLUS Hausarzt R4
With Accident CHF 354.25
Without Accident CHF 329.15
Weitere Modelle
Premed-24
With Accident CHF 359.65
Without Accident CHF 334.15
Standard
Grundversicherung
With Accident CHF 402.55
Without Accident CHF 374.05
Deductible CHF 2000 from CHF 321.45
Weitere Modelle
BeneFit PLUS Telmed
With Accident CHF 345.95
Without Accident CHF 321.45
Hausarzt
BeneFit PLUS Hausarzt R2
With Accident CHF 356.65
Without Accident CHF 331.35
Hausarzt
BeneFit PLUS Hausarzt R1
With Accident CHF 356.65
Without Accident CHF 331.35
Hausarzt
BeneFit PLUS Flexmed R1
With Accident CHF 356.65
Without Accident CHF 331.35
Hausarzt
BeneFit PLUS Hausarzt R3
With Accident CHF 367.35
Without Accident CHF 341.35
Hausarzt
BeneFit PLUS Flexmed R3
With Accident CHF 367.35
Without Accident CHF 341.35
Hausarzt
BeneFit PLUS Hausarzt R4
With Accident CHF 383.45
Without Accident CHF 356.25
Weitere Modelle
Premed-24
With Accident CHF 388.85
Without Accident CHF 361.35
Standard
Grundversicherung
With Accident CHF 431.75
Without Accident CHF 401.25
Deductible CHF 1500 from CHF 348.45
Weitere Modelle
BeneFit PLUS Telmed
With Accident CHF 375.05
Without Accident CHF 348.45
Hausarzt
BeneFit PLUS Flexmed R1
With Accident CHF 385.75
Without Accident CHF 358.45
Hausarzt
BeneFit PLUS Hausarzt R2
With Accident CHF 385.75
Without Accident CHF 358.45
Hausarzt
BeneFit PLUS Hausarzt R1
With Accident CHF 385.75
Without Accident CHF 358.45
Hausarzt
BeneFit PLUS Hausarzt R3
With Accident CHF 396.45
Without Accident CHF 368.35
Hausarzt
BeneFit PLUS Flexmed R3
With Accident CHF 396.45
Without Accident CHF 368.35
Hausarzt
BeneFit PLUS Hausarzt R4
With Accident CHF 412.55
Without Accident CHF 383.35
Weitere Modelle
Premed-24
With Accident CHF 417.95
Without Accident CHF 388.35
Standard
Grundversicherung
With Accident CHF 460.85
Without Accident CHF 428.25
Deductible CHF 1000 from CHF 375.65
Weitere Modelle
BeneFit PLUS Telmed
With Accident CHF 404.25
Without Accident CHF 375.65
Hausarzt
BeneFit PLUS Hausarzt R2
With Accident CHF 414.95
Without Accident CHF 385.55
Hausarzt
BeneFit PLUS Hausarzt R1
With Accident CHF 414.95
Without Accident CHF 385.55
Hausarzt
BeneFit PLUS Flexmed R1
With Accident CHF 414.95
Without Accident CHF 385.55
Hausarzt
BeneFit PLUS Hausarzt R3
With Accident CHF 425.65
Without Accident CHF 395.55
Hausarzt
BeneFit PLUS Flexmed R3
With Accident CHF 425.65
Without Accident CHF 395.55
Hausarzt
BeneFit PLUS Hausarzt R4
With Accident CHF 441.75
Without Accident CHF 410.55
Weitere Modelle
Premed-24
With Accident CHF 447.15
Without Accident CHF 415.55
Standard
Grundversicherung
With Accident CHF 490.05
Without Accident CHF 455.45
Deductible CHF 500 from CHF 402.75
Weitere Modelle
BeneFit PLUS Telmed
With Accident CHF 433.45
Without Accident CHF 402.75
Hausarzt
BeneFit PLUS Hausarzt R2
With Accident CHF 444.15
Without Accident CHF 412.75
Hausarzt
BeneFit PLUS Hausarzt R1
With Accident CHF 444.15
Without Accident CHF 412.75
Hausarzt
BeneFit PLUS Flexmed R1
With Accident CHF 444.15
Without Accident CHF 412.75
Hausarzt
BeneFit PLUS Hausarzt R3
With Accident CHF 454.85
Without Accident CHF 422.65
Hausarzt
BeneFit PLUS Flexmed R3
With Accident CHF 454.85
Without Accident CHF 422.65
Hausarzt
BeneFit PLUS Hausarzt R4
With Accident CHF 470.95
Without Accident CHF 437.65
Weitere Modelle
Premed-24
With Accident CHF 476.35
Without Accident CHF 442.65
Standard
Grundversicherung
With Accident CHF 519.25
Without Accident CHF 482.55
Deductible CHF 300 from CHF 413.55
Weitere Modelle
BeneFit PLUS Telmed
With Accident CHF 445.05
Without Accident CHF 413.55
Hausarzt
BeneFit PLUS Hausarzt R2
With Accident CHF 455.75
Without Accident CHF 423.55
Hausarzt
BeneFit PLUS Hausarzt R1
With Accident CHF 455.75
Without Accident CHF 423.55
Hausarzt
BeneFit PLUS Flexmed R1
With Accident CHF 455.75
Without Accident CHF 423.55
Hausarzt
BeneFit PLUS Hausarzt R3
With Accident CHF 466.45
Without Accident CHF 433.45
Hausarzt
BeneFit PLUS Flexmed R3
With Accident CHF 466.45
Without Accident CHF 433.45
Hausarzt
BeneFit PLUS Hausarzt R4
With Accident CHF 482.55
Without Accident CHF 448.45
Weitere Modelle
Premed-24
With Accident CHF 487.95
Without Accident CHF 453.45
Standard
Grundversicherung
With Accident CHF 530.85
Without Accident CHF 493.35

🧾 Frequently Asked Questions (FAQ)

What is the cheapest health insurance premium from Helsana in Luthern?

The cheapest premium from Helsana in Luthern for adults starts at CHF 294.25. Young adults pay from CHF 210.45 and children from CHF 63.95. These prices refer to the highest deductible (2500 for adults).

Which insurance models does Helsana offer?

In Luthern, Helsana offers the following insurance models: BeneFit PLUS Telmed, BeneFit PLUS Hausarzt R2, BeneFit PLUS Hausarzt R1, BeneFit PLUS Flexmed R1, BeneFit PLUS Flexmed R3. Choosing a family doctor or HMO model can significantly reduce the monthly basic health insurance premium.

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