SWICA in Luzern

2026 health insurance premium comparison for Luzern, Canton of Luzern

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SWICA Health Organisation in Luzern

SWICA is regularly awarded for the highest customer satisfaction in Luzern. Anyone living in the canton of Luzern benefits from excellent medical care and generous contributions to health prevention at SWICA in 2026. Discover the advantages of the SWICA organisation for insured persons in Luzern.

* All premiums for 2026 incl. statutory discounts.
Deductible CHF 2500 from CHF 337.45
HMO
FAVORIT SANTE
With Accident CHF 363.25
Without Accident CHF 337.45
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 371.95
Without Accident CHF 345.55
Hausarzt
FAVORIT CASA
With Accident CHF 377.75
Without Accident CHF 350.95
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 380.65
Without Accident CHF 353.65
Hausarzt
FAVORIT MEDICA
With Accident CHF 400.95
Without Accident CHF 372.55
Weitere Modelle
FAVORIT TELMED
With Accident CHF 400.95
Without Accident CHF 372.55
Standard
Grundversicherung
With Accident CHF 447.45
Without Accident CHF 415.75
Deductible CHF 2000 from CHF 364.55
HMO
FAVORIT SANTE
With Accident CHF 392.45
Without Accident CHF 364.55
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 401.15
Without Accident CHF 372.65
Hausarzt
FAVORIT CASA
With Accident CHF 406.95
Without Accident CHF 378.05
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 409.85
Without Accident CHF 380.75
Weitere Modelle
FAVORIT TELMED
With Accident CHF 430.15
Without Accident CHF 399.65
Hausarzt
FAVORIT MEDICA
With Accident CHF 430.15
Without Accident CHF 399.65
Standard
Grundversicherung
With Accident CHF 476.65
Without Accident CHF 442.95
Deductible CHF 1500 from CHF 397.15
HMO
FAVORIT SANTE
With Accident CHF 427.35
Without Accident CHF 397.15
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 436.05
Without Accident CHF 405.25
Hausarzt
FAVORIT CASA
With Accident CHF 436.05
Without Accident CHF 405.25
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 444.85
Without Accident CHF 413.35
Hausarzt
FAVORIT MEDICA
With Accident CHF 459.35
Without Accident CHF 426.85
Weitere Modelle
FAVORIT TELMED
With Accident CHF 459.35
Without Accident CHF 426.85
Standard
Grundversicherung
With Accident CHF 505.75
Without Accident CHF 470.05
Deductible CHF 1000 from CHF 424.25
HMO
FAVORIT SANTE
With Accident CHF 456.55
Without Accident CHF 424.25
Hausarzt
FAVORIT CASA
With Accident CHF 465.25
Without Accident CHF 432.35
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 465.25
Without Accident CHF 432.35
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 473.95
Without Accident CHF 440.45
Hausarzt
FAVORIT MEDICA
With Accident CHF 488.45
Without Accident CHF 453.95
Weitere Modelle
FAVORIT TELMED
With Accident CHF 488.45
Without Accident CHF 453.95
Standard
Grundversicherung
With Accident CHF 534.95
Without Accident CHF 497.15
Deductible CHF 500 from CHF 445.95
HMO
FAVORIT SANTE
With Accident CHF 479.95
Without Accident CHF 445.95
Hausarzt
FAVORIT CASA
With Accident CHF 488.65
Without Accident CHF 454.05
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 488.65
Without Accident CHF 454.05
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 497.35
Without Accident CHF 462.15
Weitere Modelle
FAVORIT TELMED
With Accident CHF 511.85
Without Accident CHF 475.65
Hausarzt
FAVORIT MEDICA
With Accident CHF 511.85
Without Accident CHF 475.65
Standard
Grundversicherung
With Accident CHF 564.15
Without Accident CHF 524.25
Deductible CHF 300 from CHF 456.85
HMO
FAVORIT SANTE
With Accident CHF 491.55
Without Accident CHF 456.85
Hausarzt
FAVORIT MULTICHOICE
With Accident CHF 500.25
Without Accident CHF 464.95
Hausarzt
FAVORIT CASA
With Accident CHF 500.25
Without Accident CHF 464.95
Hausarzt
FAVORIT MEDPHARM
With Accident CHF 508.95
Without Accident CHF 473.05
Weitere Modelle
FAVORIT TELMED
With Accident CHF 523.55
Without Accident CHF 486.55
Hausarzt
FAVORIT MEDICA
With Accident CHF 523.55
Without Accident CHF 486.55
Standard
Grundversicherung
With Accident CHF 575.75
Without Accident CHF 535.15

🧾 Frequently Asked Questions (FAQ)

What is the cheapest health insurance premium from SWICA in Luzern?

The cheapest premium from SWICA in Luzern for adults starts at CHF 337.45. Young adults pay from CHF 236.15 and children from CHF 84.35. These prices refer to the highest deductible (2500 for adults).

Which insurance models does SWICA offer?

In Luzern, SWICA offers the following insurance models: FAVORIT SANTE, FAVORIT MULTICHOICE, FAVORIT CASA, FAVORIT MEDPHARM, FAVORIT MEDICA. Choosing a family doctor or HMO model can significantly reduce the monthly basic health insurance premium.

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