Health Insurance Premiums Luzern 2027 – Premium Comparison

Compare the cheapest premiums for 2027 in Luzern (6000).

Cheapest Health Insurance in Luzern

Savings potential with the same model: CHF 2'008 / year
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Adults (26+)

CHF 325.55 - 4.75
CHF 320.80
Sanitas
Modell: Telmed / Digital (Fr. 2500)
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Savings potential with the same model: CHF 1'209 / year
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Young Adults (19-25)

CHF 209.55 - 4.75
CHF 204.80
Sanitas
Modell: Telmed / Digital (Fr. 2500)
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Savings potential with the same model: CHF 824 / year
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Children (0-18)

CHF 70.40 - 4.75
CHF 65.65
ÖKK
Modell: Family Doctor (Fr. 600)
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Compare the premiums for your desired model in Luzern

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All Health Insurers in Luzern

Detailed premiums and tariffs of the most important health insurers in Luzern.

Frequently Asked Questions (FAQ)

What is the cheapest health insurance in Luzern?

The cheapest option for adults in Luzern is currently Sanitas with the Telmed / Digital model for CHF 320.80 monthly.

How much can I save on basic insurance?

By switching to a more affordable provider in region 1 and choosing a family doctor or HMO model, residents of Luzern can save up to CHF 2'008 for Adults (26+), 1'209 for Young Adults (19-25), 824 for Children (0-18) annually. If you switch your insurance model, for example from the standard model to a family doctor, HMO, or Telmed model, the potential savings can be even higher. However, the amount stated above shows the maximum savings potential when compared with the same model or tariff type.

Which health insurance is the cheapest for adults in Luzern?

For adults aged 26 and over, Sanitas is currently the cheapest with the Telmed / Digital model and a deductible of CHF 2500. The monthly premium is CHF 320.80 (excluding accident cover).

Which health insurance is the cheapest for young adults in Luzern?

For young adults aged 19–25, Sanitas is currently the cheapest with the Telmed / Digital model and a deductible of CHF 2500. The monthly premium is CHF 204.80 (excluding accident cover).

Which health insurance is the cheapest for children in Luzern?

For children aged 0–18, ÖKK is currently the cheapest with the Family Doctor model and a deductible of CHF 600. The monthly premium is CHF 65.65 (including accident cover).